So, here is some more of the story. After giving the rehab doctor the names of who I could go to, we chose another doctor. Again, the insurance company said she wasn't authorized and gave us the name of the first doctor that we were referred to. My doctor's secretary called to make an appointment. Now, the insurance company said the test wasn't authorized. I wrote an email and a letter to the insurance company asking them to authorize the test. My rehab doctor gave up. He said until it is requested by someone, we would hold off.
On another note, I am going to start teaching part time at a younger grade. I'm excited about returning to work, but it will be a lot of work as I try to learn a new curriculum.
Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Saturday, May 26, 2012
Friday, March 30, 2012
Insurance and tests
So it's been forever since I last posted. Where are we? Well, Katrina needs to have a neuropsych test done, but the insurance is giving us the run around. Here's how it played out.
Katrina's rehab doctor refered us to a neuro-psychologist at the university. We called the insurance to clear it and they said that this doctor wasn't covered by our insurance and gave us a list of six doctors who were. We submitted those names to the rehab doctor and he picked one, then called us to let us know. Again, we called the insurance to make sure everything was set. Suddenly none of the doctors they gave us were available on our plan. That's right THEY gave us a list of six doctor who were NOT on our plan. GRRrrrrRRRr. So I went on their site an I looked up the neuro-psychologists that are on our plan and we gave that list to the Rehab doctor. We are waiting to hear back.
This whole process has taken about two months. Yuck!
So what is a neuropsych test? Essentially it's a prolonged (5hr)test similar to an IQ test that is designed to test how she performs mentally over and extended period of time under stress. We need to have this done to decide how to move forward with everything.
Katrina's rehab doctor refered us to a neuro-psychologist at the university. We called the insurance to clear it and they said that this doctor wasn't covered by our insurance and gave us a list of six doctors who were. We submitted those names to the rehab doctor and he picked one, then called us to let us know. Again, we called the insurance to make sure everything was set. Suddenly none of the doctors they gave us were available on our plan. That's right THEY gave us a list of six doctor who were NOT on our plan. GRRrrrrRRRr. So I went on their site an I looked up the neuro-psychologists that are on our plan and we gave that list to the Rehab doctor. We are waiting to hear back.
This whole process has taken about two months. Yuck!
So what is a neuropsych test? Essentially it's a prolonged (5hr)test similar to an IQ test that is designed to test how she performs mentally over and extended period of time under stress. We need to have this done to decide how to move forward with everything.
Friday, May 27, 2011
Friday Update 5-27-11
We've been waiting most of this month to find out if her disability insurance was going to go through or not. Yesterday we called, again, to find out what was going on. It turns out that they have been waiting for our health insurance to send her records to them.
We called the Health insurance company and they pretty much said they weren't going to provide that information to anyone and that if we wanted it done we had to go on their website and print them off ourselves. So we did and then we faxed them to the Disability insurance people. Hopefully things get going now.
Also, We found out on the 24th that we had to apply for COBRA to continue our insurance since her disability hasn't gone through yet. That's going to cost us $1300.00,which we can't afford, but that's still cheaper than trying to pay her medical bills ourselves. Yuck! The good news is that if she is approved for disability the School district will take back over paying for her insurance.
The point of this update is that we need your prayers. We are on the cusp of severe trouble. Please pray that her disability gets approved and that it happens quickly.
We called the Health insurance company and they pretty much said they weren't going to provide that information to anyone and that if we wanted it done we had to go on their website and print them off ourselves. So we did and then we faxed them to the Disability insurance people. Hopefully things get going now.
Also, We found out on the 24th that we had to apply for COBRA to continue our insurance since her disability hasn't gone through yet. That's going to cost us $1300.00,which we can't afford, but that's still cheaper than trying to pay her medical bills ourselves. Yuck! The good news is that if she is approved for disability the School district will take back over paying for her insurance.
The point of this update is that we need your prayers. We are on the cusp of severe trouble. Please pray that her disability gets approved and that it happens quickly.
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